Money Making Sense

The goal of Money Making Sense is to help you find more financial peace. Host Heather Kelly and guest experts focus on reviewing paychecks and analyzing family decisions. They also talk about vacationing on a budget, retirement savings on a limited income, reducing household expenses, the financial impact of owning a pet and how money affects relationships. Money Making Sense will give you practical ideas on how to improve your bottom line. Money Making Sense is a 2017, 2018 and 2020 People's Choice Podcast Finalist. 

Episodes

  • April 7, 2021

    Can you make money selling your collectables?

    Find out why collecting dolls is better than taking pills to relieve stress according to Disney expert, Joel Magee.  The toy appraiser from History Channel's Pawn Stars joins host Heather Kelly to discuss toys.

    HINT:  If you have childhood Harry Potter memorabilia, make sure to hang on to it until you're about 45-years of age to get the best price if you sell it.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • March 31, 2021

    Money is a tool - make it fun!

    Nobody likes a budget, so change your mindset.  Melissa Myers, co-founder of Kar-Mel Financial Planners, says you can empower yourself by spending your money in thoughtful ways.  

    You need to make sure you align your money with your values to get the best results.  And find out why the 'financial rules of thumb' don't apply to you, in her latest book.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • March 24, 2021

    Payroll Protection Program loans are still available under PPP1

    The government extended benefits, and added funds, to the first Payroll Protection Program rolled out in Spring of 2020.  Susan Speirs, CEO of UACPA and Greg Hyde, partner at Squire have details.

    They also discuss with host, Heather Kelly, what makes this loan forgiveable under federal rules and if you have to pay state taxes on the funds.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • March 17, 2021

    Emotional Support vs Service Animals and their costs

    The Department of Transportation changed the rules for allowing emotional support animals in the cabins of aircraft.  Robert Span, attorney at Steinbrecher & Span, explains the difference.

    HACK:  Emotional support animals are NOT trained to do anything -- Service animals are.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • March 12, 2021

    BONUS: We The People need to BE the people

    Politics have failed in America.  In Part 2 of the conversation with Boyd Matheson, Opinion Editor for Deseret News, joins host Heather Kelly in understanding how "We The People" are responsible for our own futures.  

    Boyd says community and culture always lead the way, politicians simply follow.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

     

    Play Episode
  • March 10, 2021

    Collusion, not conflict, is keeping you poor

    Americans are paying $1,400,000 in interest every second against the national debt. Boyd Matheson, Deseret News Opinion Editor & Host of KSL Newsradio's Inside Sources, explains how your pocket book is affected by the discourse in Washington DC.  

    And did you know while politicians argue over Stimulus packages and the minimum wage, six out of the ten wealthiest counties in the United States are suburbs of Washington DC? 

    At the time this episode was recorded, the Senate had not voted on the 3rd Stimulus package

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • March 3, 2021

    How Outsider Trading nearly flipped Wall Street on its head

    Several thousand Reddit users took Wall Street by storm -- and 'The Man' wasn't happy about it.  Harry Abrahamsen, founder and CEO of Abrahamsen Financial Group, explains how a grass roots movement sent share prices of AMC, GameStop and other company soaring.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • February 24, 2021

    How the pandemic affects your tax return

    Filing your taxes may be different this year due to a little thing called "The Pandemic" and The CARES ActSusan Speirs, the CEO of Utah Association of CPA's, explains how the Economic Impact Payments affect your return.

    What if you received unemployment?  Not only did your state send regular payments, so did the federal government.  Do you owe taxes?

    And what if you didn't receive your impact statements?  Many people got a debit card in the mail from Metabank -- it actually had $600 on it per person in your household.  

    **Metabank Customer Service 1 800 240-8100** 

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

     

    Play Episode
  • February 17, 2021

    Don't guess, just test -- for radon gas

    If you have 4 picocuries of radon gas in your home, it's the equivalent of getting 200 chest x-rays each year.  Or smoking multiple packs of cigarettes a day.  And every home in the world has radon gas.  So, how much is too much? 

    Bruno Vassel, the owner and CEO of Utah Radon Services explains the process of getting rid of the potentially cancerous causing gas and how much it costs.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

     

    Play Episode
  • February 10, 2021

    The cost of emigrating to Canada

    Most people don't move to Canada from the U.S. because of election results.  Brandon Miller, director at Maple Immigration Services, He says he gets the most inquiries because of health care costs.

    Plus, Brandon describes the TWO legal avenues for emigrating to his country. And scammers are keen to take more money than the legal professionals charge. 

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • February 3, 2021

    2 Important ways to prevent snowballing debt

    The pandemic is sending people further and further into debt.  Francesca Ortegren of List with Clever describes who is most likely to take on more debt.  And she provides some tips to avoid it -- including the two most important.

    SPOILER ALERT -- Communication is key!

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • January 31, 2021

    SUNDANCE: Hive - a woman's struggle for financial independence

    After the Yugoslavian war, Kosovo broke away from Bosnia to become its own country.  In the movie Hive, Writer/director Blerta Basholli brings the true story of a widow who fights the patriarchal community to earn a living to the Sundance Film Festival.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • January 31, 2021

    SUNDANCE: When We Were Bullies

    Imagine a 2 minute event happening in 5th grade which has such an impact on your life, you make a movie about it.  That's what happened with filmmaker Jay Rosenblatt.  He brings his  story to Sundance Film Festival in the short film, When We Were Bullies.  And how the movie ends is not where anyone thought it was going when it started, including Jay.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • January 30, 2021

    SUNDANCE: Playing with Sharks - more cost effective than hunting them

    Valerie Taylor was not only the first woman, but the first person to study shark behavior.  Film producer, Bettina Dalton, brings her story to the Sundance Film Festival in "Playing with Sharks: The Valerie Taylor Story." 

    Tayor and her husband were also advisors on the film "Jaws."  Find out why she says that was the worst decision of her life. And Dalton explains why hunting sharks to near extinction is damaging to the rest of the fishing industry.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • January 30, 2021

    SUNDANCE: Rebel Hearts - the cost of following your conscience

    The Immaculate Heart sisters took vows of chastity, poverty and obedience.  Producer Shawnee Isaac-Smith and director Pedro Kos bring the story of a group of nuns who had to choose between the Catholic Church and their conscience during Vatican II in the documentary "Rebel Hearts" to the Sundance Film Festival.

     Ruth Anne Murray, Rosa Manriquez and Lenore Navarro Dowling also join host Heather Kelly to discuss the money, or lack of it, in the order and the community they continue to serve.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • January 27, 2021

    You may need a CPA to deal with pandemic taxes

    *Stimulus payments are just one reason you may need to speak with a Certified Public Accountant.  Watch for upcoming episodes where we tackle Federal unemployment checks and more.*

    Has your property been condemned or maybe you inherited some money?  These are just a few reasons UACPA member Mike Criddle of Eide Bailly says you may need to hire a professional.

    Hear more about the triggers which could signal it's to your advantage to hire a certified public accountant.

    You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • January 20, 2021

    SUNDANCE: Small business owners rely on festivals for their lifeline

    Small business owners in were already struggling through the pandemic.  Now the several film festivals which are a life-line to many are going virtual.  Billy Holden, VP for SAG-AFTRA in Utah, discusses Sundance 2021 and its affect on the Park City economy.

    Billy and Heather also talk about how other film festivals are looking to see how Sundance performs under 'the new normal.'  And if the festivals will ever be the same again -- even after the vaccine.

    You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • January 13, 2021

    Now's the time to teach your kids good financial habits

    Teaching children about finances in a way which mirrors reality can be a struggle.  Certified Financial Planner, Gregg Murset, developed BusyKid to do just that.

    Find out why this tool will help kids learn the value of money in an electronic way without using antiquated methods like jars or envelopes.

    And, if you're worried about giving your kids a debit or credit card, Murset says this app is a great learning tool without risk of going into debt.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • January 6, 2021

    Should you buy into Bitcoin?

    If one of your New Year's resolutions is to diversify your portfolio, you may want to think about cryptocurrencies.  Spencer Montgomery, the founder of Uinta Crypto, tells host Heather Kelly what you need to about Bitcoin and other digital currencies.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • December 30, 2020

    Wall Street doesn't need people to be employed

    One reason Wall Street continues to see record highs while so many are out of work is, it doesn't require employees to function. John Stoj, Financial Planner with Verbatim Financial, breaks down the differences between Main Street and Wall Street and how to get the best return on your investments.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • December 23, 2020

    Is your salary affected by workplace bullying?

    Are you being bullied or harassed in your job?  There's a free app for that.  LeBaron Meyers, President of #NotMe says many employees don't report abuse right away because they are uncomfortable speaking about it in the ways which currently exist. Ariel Weindling, 

    Ariel Weindling, the founder and CEO of #NotMe says misconduct is not an HR Problem, it's a people problem.  And he wants to add more transparency in the workplace to report bullying issues.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • December 16, 2020

    Charitable giving is different during a pandemic

    If you donated money to a University in order to get sports tickets, it's no longer legal to write off that gift on your taxes. UACPA members, Shalaun Howell and Marc Metcalf, join CEO Susan Speirs to discuss how charitable giving during the pandemic affects not only your taxes, but the organizations as well.

    And for 2020 ONLY,  you can deduct up to 100% of your adjusted gross income in charitable gifts on your tax return -- it used to be 60%.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here

     

    Play Episode
  • December 9, 2020

    Are you carrying COVID-19 where ever you go?

    We've all learned to wash our hands and wipe down kitchen counter tops to keep coronavirus at bay, but what about our cars?  Zoriy Birenboym, the founder and CEO of e-AutoLease.com explains what we're missing and why it's so important.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • December 2, 2020

    Are you handling your AI devices like your finances?

    Did you just buy a smart TV during the Black Friday sales?  Chris Wilis, Chief of Design for Domo says it could be spying on you.  Find out what you can do to prevent your personal information from being sent to marketers.

    And discover how hackers can use your AI devices against you.  Chris also tells host Heather Kelly which account is the jackpot for hackers, and how you can protect it.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

     

    Play Episode
  • November 25, 2020

    Are you sabotaging your relationship with money?

    Holding every penny you own in a tight squeeze could be having the opposite affect you want.  Money Therapist, Jennifer Love, says people need to start asking some hard questions about themselves before wealth will come to them.

    Love says starting with gratefulness is a great way to make some simple, but effective changes.  And using a 'Five Minute Journal' each day can show you how.  And find out why she wants to re-write the Cinderella story.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here

    Play Episode
  • November 18, 2020

    Will Team Teaching stretch your educational tax dollars?

    Where are your educational tax dollars going?  Brandon Wright, editorial director for Thomas B. Fordham Institute, says 'team teaching' is the way forward and will save money.

    He says the book "Getting the Most Bang for the Educational Book" explains how getting rid of the 'one-teacher, one-classroom' model can provide $6,000,000.00 more to hire the best instructors for our children.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • November 11, 2020

    WARNING! Your adult kids may be moving back home

    The coronavirus pandemic is causing more adults than ever before to move back home with mom and dad.  Founder of Decker Retirement Planning, Brian Decker, says 27-Million millenials are returning to the nest because they either lost their job or have reduced hours.

    Brian gives 3-tips for parents and 3-tips for adult children to know before they moving back home.  And find out when parents need to say 'NO' to letting the kids back in the house.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • November 4, 2020

    Black Friday during a pandemic

    Shopping in large crowds and coronavirus don't mix.  Holiday Shopper extraordinaire, Holly Barraclough-Harper, explains where to look for deals this year if you aren't doing the traditional Black Friday shopping rush.  

    She also discusses with host Heather Kelly a big change this year on when stores will actually open for the largest shopping day of the year.  

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • October 31, 2020

    BONUS Episode: Apple Records and life after The Beatles

    My conversation with journalist and author, Ivor Davis, who traveled with The Beatles during their first tour of the United States in 1964, continues. Davis provides insight into the group's journey from making 1-Cent per album to big finanacial changes after their manager, Brian Epstein died.

    Davis is the author of The Beatles and Me on Tour, and says "no one ever asked me about the money aspect of the band."

    An article with KSL Newsradio about part one of our discussion can be viewed here.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • October 28, 2020

    What The Beatles can teach you about finances

    The members of The Beatles, and their heirs, are multi-millionaires. But it wasn't always so. Journalist and author, Ivor Davis, was the only member of the British media to travel with the group during their first tour of the United States in 1964.  

    While Davis has been speaking about his adventures with the Beatles for nearly 60-years and wrote the book 'The Beatles and Me on Tour,' he says "no one ever asked me about the money aspect." Davis tells never before-heard stories when it comes to what The Beatles knew about merchandising, record deals and how much cash they carried with them in this episode. 

    An article with KSL Newsradio about this subject can be viewed here.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • October 21, 2020

    3 Ways to Master Internet Costs

    Is slow internet speeds while working from home driving you nuts?  Staff writer, Rebecca Armstrong from HighSpeedInternet.com has advice on how to fix it.

    Also, how do you know if really your internet or your wi-fi that's causing the problem?  And what's the difference between the two?

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • October 14, 2020

    Do you have a managed fertility plan at your work?

    What's the difference between managed and unmanaged fertility plans?  Peter Nieves the Chief Commercial Officer with WINFertility, explains the difference and why you should care -- even you're not planning to have children.

    Nieves says having more people on insurance plans, even specialied ones, brings down the costs for employees and companies, alike.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • October 7, 2020

    Is virtual maternity care the way forward?

    Seeing your doctor, face-to-face, is increasingly difficult -- especially if you're pregnant.  But, the president and co-founder of Babyscripts, Juan Pablo Segura, says virtual maternity care not only frees up a doctor's schedule, it's also less expensive.

    Find out how having your blood pressure monitored from home as well as occassional face-time appointments via smart phone may save thousands of lives, and you're pocket-book.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • September 30, 2020

    Keep your credit score safe while out of work

    Are you late paying bills or not paying at all?  Jill Gonzales, a contributor with WalletHub, says that's the worst thing to do for your credit scores.  Find out what you can do to protect yourself while unemployed.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • September 23, 2020

    Are you financially prepared for the holidays?

    Many people plan all year long for Christmas.  But for those who don't, Ariane Gibson, VP Financial Services for Utah Housing Corporation as advice on how you can budget; even if you're just starting now.

    And Susan Speirs, the CEO of Utah Association of CPA's explains what you can and cannot write off on your taxes.  And have you thought about those holiday gatherings?

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • September 16, 2020

    How much money makes you happy during a pandemic?

    Host Heather Kelly is joined by her colleague Dan Spindle of KSL-5 TV to discuss happiness and income.

    Did your baseline for being comfortable change since the pandemic hit?  And why do people in Britain only require half as much money as the rest of the Western world to feel good?

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • September 9, 2020

    Taking wooden money is legal in this town

    A Washington State city makes its own currency from a printing press found in a museum.  Tenino Mayor Wayne Fournier says the town has a history of using wooden money going back to the Great Depression.

    And now, the currency -- which Fournier describes as not quite ILLEGAL -- is back to help residents in need during the pandemic.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • September 2, 2020

    Are home buyers getting a true deal with record low interest rates?

    *** The Adverse Market Fee discussed in this episode will not take affect until December 1, 2020. ***

    Interest rates are at record lows.  But with so few homes on the market, many buyers are getting into bidding wars -- driving up home prices. 

    Cari Kimball Meabon, Senior Loan Officer at Guild Mortgage also goes over a surprise announcement from Freddie Mac which is adding interest to new loans.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • August 26, 2020

    The PPP wants under-served small business owners to apply

    The head of the U.S. Small Business Administration, Jovita Carranza, is visiting several states across the country.  She says there's still $130 Billion available in the Payroll Protection Program.

    Carranza says President Donald Trump wants small businesses which missed out in the first round of PPP loans to apply, -- like minority-owned and sole-proprietors.  Go to:  sba.gov/page/coronavirus-covid-19-small-business-guidance-loan-resources for more information.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • August 19, 2020

    Imagine no penalty for early withdrawal of your retirement fund

    Part of the CARES Act passed by Congress includes a no penalty clause if you withdraw money early from your 401k or IRA.  But, only if it's because you are affected by the coronavirus pandemic.

    The CEO of Utah Association of CPA's, Susan Spiers explains what reasons you can withdraw before 59-years of age, and when this exception will expire.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • August 12, 2020

    Top 3 Back-to-School items parents need during pandemic learning

    Will your child be learning on-line from home this year?  Jennifer Throndsen, the Director of Teach & Learning at Utah State Board of Education explains what you need to do to make sure your child thrives during coronavirus restrictions.

    And where do all those school fees go if your child isn't actually going into a classroom?  Host Heather Kelly asks the questions you want answers to.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • August 5, 2020

    Warning! Is the current bail system affecting justice?

    Were you recently arrested and had to post bail?  Jeff Clayton, the Executive Director of the American Bail Coalition explains what happens to your money.  And why is reform so desperately needed to the system?

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

     

    Play Episode
  • July 29, 2020

    Why unconscious bias keeps people in lower economic spheres

    Find out why Marco Barker, the Vice-Chancellor for diversity and inclusion at University of Nebraska, says our entire society delivers intrinsically racist messages.  And how "Gate Keepers" prevent people of color from rising higher in our economy.

    Is there diversity in your workplace?  Does the phrase 'Black Lives Matter' make you uncomfortable?  Find out why saying 'All Lives Matter' disregards the crisis happening across our country. Unconscious Bias – Facing the Realities of Racism

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • July 22, 2020

    Is learning new skills the KEY to financial security?

    If you are struggling during the pandemic recession, now may be the time to learn a new skill.  Author, Brian Ursu, says all hands on deck are required to restart the economy.  And,  that may include re-inventing yourself.

    Learn more of Brian's financial theories, including teaching your children these life skills in his book "What Now: A Practical Guide to Figuring out Your Financial Future."

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • July 15, 2020

    There's now an EZ form for the Paycheck Protection Program

    Congress extended the Paycheck Protection Program for Small Business owners. If you haven't applied for this forgivable loan to help pay your employees, now's the time to do it.

    For those companies which received your paycheck loans, it's now time to fill out all the paperwork.  CEO of UACPA, Susan Speirs, walks through what you need to know to get your loan papers in order.  And what will happen if you didn't spend the money the way you were supposed to.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • July 8, 2020

    Insurance companies decide healthcare costs, not doctors

    Insurance companies decide the price doctors should charge their patients.  So, what's affordable health care to one person isn't for another. 

    Host Heather Kelly is joined by Democrat Dr. Kathie Allen, and by Dr. Brian Shiozawa, a Republican and former Utah State Senator.  Heather what they think 'affordable.'

    ***This episode first aired before Senator John McCain passed away***

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • July 1, 2020

    Why do YOU want to make money?

    Host Heather Kelly discusses Self Esteem vs Self Worth with money mindset expert, Gull Khan. Gull says knowing why you want to be a millionaire is the first step to attracting wealth.

    Did you know there are only 2-ways to make money? And there are 4-types of money -- you definitely don't want the toxic kind.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • June 24, 2020

    Your step-by-step guide to saving $1000

    Living paycheck-to-paycheck makes it very hard to put away $1000 for an emergency fund.  But, The Penny Hoarder editor, Justin Culper, has a month by month plan to do just that.

    Get free money just for opening a savings account, let your smart phone make cash for you, and do some secret shopping are just a few ways you can reach your goal in around 12-months.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • June 17, 2020

    Have you had the M talk with your significant other?

    Are you about to get married?  Do you know if your partner thinks about MONEY the same way you do? CPA Jennifer Greco of Cooper Williams says you better have the talk before you walk down the aisle.

    Then Jennifer and host Heather Kelly discuss how to file your taxes after marriage. Do you know when 'Married but Filing Separately" is better than "Married Filing Jointly?"

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • June 10, 2020

    Move money away from the rich to save our economy

    Economist, Dr. Larry Marsh, says the tools The Federal Reserve was given when it was created, no longer work.  He says moving money away from Wall Street and directly to everyday people -Main Street- will get our economic system back on track.

    Find out why Professor Marsh believes creating "My America Personal Accounts" will shift the balance of wealth.  And, what it will take to turn his ideas into reality.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • June 3, 2020

    Which do you need, Financial Planner or a CPA?

    Host Heather Kelly discusses the differences between a Certified Public Accountant and a Financial Advisor. CPA Amanda Barrett-Brough with Squire and Company says depending on your circumstances, you may need both.

    And Amanda talks about the Paycheck Protection Program. Some business owners who qualified for a PPP loan are afraid to use it. 

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • May 27, 2020

    Now may be the best time to start your own business

    Whether you're out of a job or have a dream to pursue, this may be the best time to learn how to be an entrepreneur. Financial Fitness Trainer, Tracey Bissett, with Bissett Financial goes over the steps you need to do before going into business for yourself.

    Then, Tracey explains how much time it could take before you start making a profit.  And, she has a gift for those who check out her website. Listen to find out how to receive this free tool.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • May 20, 2020

    How you can live through financial disasters

    The world is living through the worst economic disaster since the Great Depression of the 1930's. CPA Jennifer Greco of Cooper Williams has tips to prepare you for future financial disasters. HINT: They won't all be about pandemics.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • May 13, 2020

    How to save money when you don't have any

    How do you get started building your $1000 emergency fund when you feel like you don't have any money to save? Host Heather Kelly discusses a way that helped her and says there are several apps for that.

    STASH

    Mvelopes

    YNAB

    Simple

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • May 6, 2020

    This is why more money won't make you happy

    Why don't zebras get ulcers?  That question is answered by Dr. Catherine Sanderson, professor at Amherst College.  Part of it is linked to how we view happiness.  How much money above meeting our basic needs really will bring added joy to your life?

    Dr. Sanderson gives the two best tips people should follow to let their income bring the most satisfaction to their lives.  And she talks about making "The Positive Shift" in all areas of life.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • April 29, 2020

    Will working from home become the new normal?

    Whether you are working from home or not, now that most companies know it works, this could be your future. Researcher and author, Dr. Tracey Wilen, gives tips on how we can stay connected, in fun ways, with our co-workers.

    And, the San Francisco Woman of the Year, discusses with host Heather Kelly why you may want to look at changing careers. Because while the workplace may return mostly to normal, many social events we take for granted probably won't. 

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • April 22, 2020

    Do I qualify for the Economic Impact Payment?

    Many taxpayers around the United States are receiving $1200 courtesy of the Cares Act Package.  But, not everyone qualifies. CEO of Utah Association of CPA's, Susan Speirs explains what the requirements are and when the payment starts dropping below $1200.

    If you haven't received your check, go to the website below to see if you can find out why: https://www.irs.gov/coronavirus/economic-impact-payments

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • April 15, 2020

    Keeping people afloat with The Payroll Protection Package, Part 2

    UPDATE:  04/21/2020, Congress added more than 200-billion dollars to the PPP fund:

    Part 2 of the Payroll Protection Package.  It's a portion of the CARES Act passed by congress to help Small Businesses pay their workers even if they're 'out of business' due to coronavirus restrictions.

    The CEO of Utah Association of CPA's, Susan Speirs, explains how much federal money a company can receive.  And how employees can help.  

     sba.gov

    utahscreditunions.org

    utah.bank

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • April 10, 2020

    The Payroll Protection Package could keep many people afloat, Part 1

    Help is available for Small Business Owners.  The Payroll Protection Package can pay employees their wages, including their retirement funds, and help owners pay their rent or mortgage.  But, there are some restrictions.

    Susan Speirs, CEO of Utah Association of CPA's breaks down what the money will cover and how to apply in Part 1 of the PPP program.  And here are websites small business owners can use to apply for a forgivable loan.

     sba.gov

    utahscreditunions.org

    utah.bank

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • April 8, 2020

    Questions you should ask before buying a bulk membership

    With so many people out of work and wiping out supplies at bulk stores, does having a Costco or Sam's Club membership really give you the most for your money?  Andy Farnsworth, host of Fan Effect, sits down with host Heather Kelly for this discussion:  Bulk vs Grocery Stores.

    Andy feeds a family of 8 and Heather is only shopping for herself.  What items does Andy say he will never buy in bulk?  And how does he stop himself from tossing things into the grocery cart his family doesn't really need?

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • April 1, 2020

    Is day trading while you're out of work, worth it to you?

    The founder of  'iTradeandTravel.com' says education is key if you want to become a day trader.  Teri Ijeoma says lesson number 1 - Don't invest in Penny stocks.

    Teri says this is the best time in history to learn about day trading, but make sure you have at least $2000 in savings before you start.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • March 25, 2020

    Stay safe financially during the coronavirus pandemic

    The stock market is NOT the same as the economy.  That's from WalletHub analyst, Jill Gonzales.  Find out what you can do if you're currently struggling to pay credit cards, your mortgage or rent.

    And, if you do have any extra income right now, do you know where it should be going?

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • March 18, 2020

    Should I get out of the stock market, NOW?!

    Now is not the time to panic. That is from Shane Stewart, certified financial planner of DMBA. He explains why now is the time to buy, not sell.

    Even if you are due to retire soon, or already retired, your portfolio is still better now, even after a 30-percent sell off, than it was just before the Great Recession occurred. Get real numbers in this episode.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • March 11, 2020

    10 Tax Tips #10: Deductions for education are gone

    Are you trying to pay for your children's education? Do you want to take some classes. UACPA member Erik Hatch of Cook Martin Poulson says you might be able to use the American Opportunity Credit or the Lifetime Learning Credit. But, you can't deduct school expenses anymore.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • March 11, 2020

    10 Tax Tips #9: You can no longer write off your kids

    The new tax law from President Trump doesn't allow you to deduct your kids. But, you do get credits. UACPA member Erin Koller of BDO explains how this affects your tax returns.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • March 8, 2020

    10 Tax Tips: E-filing is great, for both you and scammers

    The IRS processes electronic returns faster than paper returns, so you can expect to get your refund three to six weeks earlier.  UACPA member, Jill Corrigan of Squire Wealth Management, breaks down what you need to do to make sure scammers don't beat you to your money.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • March 7, 2020

    10 Tax Tips: The Health Care mandate is gone

    Good News:  If you didn't have insurance in 2019, you won't have to pay a tax penalty.  Bad News:  Depending on how much your medical bills were, you may not be able to write them off your tax return.  Get all the details from UACPA member Derek Weil of WSRP.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • March 4, 2020

    10 Tax Tips: How Retirement Funds affect your tax return

    IRA, 401k, Roth IRA -- They all affect your tax return, but in different ways.  UACPA member Heather Allen from Tanner LLC explains the difference between pre and post tax contributions.  And why it's important to start saving early.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • February 29, 2020

    10 Tax Tips: Reductions in your Deductions

    Gone are the days when you can write off your work expenses. But, UACPA member Bryce Rother, of Haynie & Company says there are other things we can do reduce our tax burden of what we may owe or increase our refund.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • February 29, 2020

    10 Tax Tips: Standard Deductions, they've changed

    The amount of your standard deduction has increaed. UACPA member Erik Hatch of Cook Martin Poulson P.C. explains what this means to your tax return.

    You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • February 26, 2020

    10 Tax Tips: My ID's been stolen, now what?

    With so many data breaches, the chances of your Social Security Number being used to file fake tax returns is increasing.  But, UACPA member Brad Wyatt of BKD CPAs & Advisors says there's a lot you can do to protect yourself.

    Number 1 -- Don't help out that Prince of Nigeria who keeps calling or emailing you.  Number 2 -- Get a PIN from the IRS so no one else can file a tax return under your name.

    You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • February 26, 2020

    10 Tax Tips: Why hire a CPA when you can do it online yourself?

    Do you know all the ins and outs of the new tax law?  Has your property been condemned or maybe you inherited some money?  These are just a few reasons UACPA member Mike Criddle of Eide Bailly says you may need to hire a professional.

    Hear more about the triggers which could signal it's to your advantage to hire a certified public accountant.

    You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

     

    Play Episode
  • February 19, 2020

    10 Tax Tips: Tax Reform - "Don't use our children as pawns"

    The state of Utah passed a tax reform bill and within 3-weeks it was dead after a public referendum overturned the legislation. Two big issues were an increase in the sales tax on food and education taxes.

    The CEO of UACPA, Susan Speirs, was on Capitol HIll and attended almost all the town hall meetings before the bill was passed in a special legislative session. Find out why she says 'the writing was on the wall' for this law to be overturned by the people.

    You can follow this show on Twitter and on Facebook.To see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • February 19, 2020

    Guest Hosts Amanda Dickson & Tim Hughes Preview tax issues

    The hosts of KSL Newsradio's Utah's Morning News, Amanda Dickson and Tim Hughes sit down with the CEO of UACPA, Susan Speirs to discuss tax season.

    Why you might need a certified public accountant, deductions, and how tax reform could affect you.  These are all the subjects host Heather Kelly will cover in depth in the 10 Tax Tip Series.

    You can follow this show on Instagram and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

     

    Play Episode
  • February 12, 2020

    Oscar Winner Peter Farrelly - we will all become disabled

    Mainstream Hollywood didn't think the mentally-challenged character in "Something About Mary" would sell tickets.  Find out what Peter Farrelly told some producers in this episode.

    Oscar winner for best picture "Green Book" Farrelly tells host Heather Kelly why it's so important to him to have disabled people in his films. 

    You can follow this show on Instagram and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

     

    Play Episode
  • February 5, 2020

    3 Things to Buy in Febrary, and what to skip

    February is the home of Valentine's Day.  One of the biggest retail sales day of the year.  But, there are few items you need to wait to purchase.  And one of them may have Valentine's Day suitors upset.

    Hear the best items to buy and the ones you should skip with host Heather Kelly in this episode.

    You can follow this show on Instagram and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • January 29, 2020

    SUNDANCE: Chipotle is revolutionizing employee benefits

    The Chief People Officer, Marissa Andrada, of Mexican restaurant chain Chipotle says companies need to invest in people.  And that includes everyone from the janitor to the CEO. 

    Marissa helped roll out full-tuition reimbursement for employees and mental health access to Chipotle's workers, including all family members. Because "doing it alone can be daunting. You need a good support system around you."

    You can follow this show on Instagram and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • January 28, 2020

    SUNDANCE: Disability is NOT Inability in the work place

    Actor and disability rights activist, Danny Woodburn of Seinfeld fame and President of Ruderman Family Foundation, Jay Ruderman discuss inequality in Hollywood, and the rest of society when it comes to the disabled.

    While the United States currently enjoys historic unemployment rates under 5%, more than 70-percent of those with disabilities are out of work. Find out what you can do to bring visibility to the disabled population here.

    You can follow this show on Instagram and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • January 28, 2020

    SUNDANCE: Napoleon Dynamite's LaFawnduh turns Producer

    Best known as 'LaFawnduh' in Napoleon Dynamite, Shondrella Avery is back at Sundance as a producer.  She's teaming with actor Taye Diggs for a horror movie. But, Avery's bigger goal is to increase diversity in films and television.  

    You can follow this show on Instagram and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • January 28, 2020

    SUNDANCE: No Human Being is Illegal

    The U.S. Department of Health and Human Services says it cost $775 dollars per person per day to keep a child separated from their family at the border.  It costs $298 per resident when families are housed together.

    The short film "Illegal Rose" with Natalie Lymor and Jasmine Guy delves into respect, decency and kindness through the eyes of two people of different  races and legal status.  

    You can follow this show on Instagram and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • January 28, 2020

    SUNDANCE: Utah's Top Dead Center Films

    A new genre production company is setting up shop in Utah.  And it's co-founder, Gary Auerbach, is specializing in horror and thriller films with his new venture, Top Dead Center Films.  

    Gary tells host Heather Kelly he has a personal love for the genre, but it's also a good money maker.  Find out what projects Gary and his wife, co-founder Julie Auerbach, have in the works.  And how movie companies can boost the economy in the state they're in.

    You can follow this show on Instagram and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • January 27, 2020

    SUNDANCE: James & Steph Perpura - Powerful-U

    Learn how James & Steph Perpura overcame attempted suicide, and a prison record to make millions.  Then, they gave it all up to create a happier path for themselves.

    The journey is shown in the film Perception: Seeing is Not Believing.  The movie challenges people to evolve your life through how you perceive yourself and the world. 

    You can follow this show on Instagram and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • January 27, 2020

    SUNDANCE: Ericka Nicole Malone advocates diversity

    Diversity in Hollywood still needs work.  Ericka Nicole Malone is an actress and producer dedicated to having more diverse films and television programs.  

    We met at the Indie Directors Spotlight Appreciation Brunch sponsored by ENM Entertainment which she organized at Sundance. Hear what she thinks is needed in both society and on the big screen for people to see a more realistic view of the world's population.

    You can follow this show on Instagram and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • January 27, 2020

    SUNDANCE: David Lipper of Full House

    Better known to tv audiences as 'Viper' on Full House and Fuller House,  David Lipper joins me at the Indie Directors Spotlight at Sundance.

    Hear what his upcoming projects are and how he feels about big-name stars who aren't always pleasant to be around.  He's now a producer, too.

    You can follow this show on Instagram and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • January 27, 2020

    SUNDANCE: Spaceship Earth

    Biosphere 2 was an experiment in self-contained ecological sustainability.  In 1991, eight people (4-men and 4-women) locked themselves into an airtight structure along with a collection of plants and animals for two years.  

    The new documentary Spaceship Earth at this year's Sundance Film Festival details the mission. And Mark Nelson and Linda Leigh join me to discuss some of their experiences and what they think those of us on Biosphere 1 (The Earth) can learn from their experiment.  

    You can follow this show on Instagram and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • January 26, 2020

    SUNDANCE: Whirlybird with Matt Yoka

    How much does buying a helicopter cost to cover the news in Los Angeles?  That's what director Matt Yoka found out when he made his documentary "Whirybird."  And you can watch it at the Sundance Film Festival.

    Matt uncovers the life of a A husband/wife news team who were the first to cover the riots in 1992.  And they were first to find O.J. Simpson's blazer as he went on a low speed chase through southern California before he was arrested on suspicion of murdering his ex-wife.  

    You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • January 22, 2020

    Do you need a job? This state has plenty

    A new report shows the Beehive State has 4-job openings for every 3-people who apply.  Derek Miller, President & CEO of Salt Lake Chamber explains what this means for both workers and companies.

    And what happens if the employee shortage continues?  Utah lured multiple businesses like Proctor & Gamble and Goldman Sachs with the promise of a ready work force.

    You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • January 15, 2020

    What Everyone should know about their Financial Thoughts

    How do you actually 'change the way you think about money?'  David Keller, the President & Chief Strategist of Sierra Alpha Research says admitting you have a problem is the first step.

    Find out the next two steps you need to make better investment decisions, saving more money or learning how to not spend.  Taking stock of your paychecks and spending habits is a must.

    You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

     

    Play Episode
  • January 8, 2020

    WINTERIZE: Do You Really Need It?

    Are your utility bills too high?  Are you seeing water spots on your ceiling?  KSL TV's Dan Spindle and host Heather Kelly talk about winterizing your home. 

    Many things don't cost a penny or very little money at all.  Get a complete list of what you can do, inside and out, here.

    You can follow this show on Twitter and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • January 1, 2020

    Saving Money for the New Year

    Is your New Year's resolution to save more money for retirement?  Do you know where it should go?  Senior Director of Research at Investment Company Institute, Sarah Holden, discusses the best places to put your money to work for you.

    She and host Heather Kelly also talk about DIY Investments versus using a financial adviser.

    You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

     

    Play Episode
  • December 18, 2019

    Do you need gold in your portfolio?

    If you're looking to diversify your investments, precious metals may help.  CEO of APMEX and OneGold, Ken Lewis breaks down what you need to know about buying gold.  And, Ken says to stay away from Crypto-currencies.

    You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • December 11, 2019

    Give the Gift of Education

    This year, Utah's My529 plan has gift cards.  Marketing Director, Bryn Ramjoue, says My529 not only pays for college tuition, it will pay for just one class or even monthly internet fees if it's needed for a student's computer.

    To find out how you can save to study abroad, complete a one-year certificate program, like beauty school, or a 4-year university degree, go to savingforcollege.com.

    You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

    Play Episode
  • December 4, 2019

    Mortgage: Just Because you Can, doesn't mean You Should

    Never take out a mortgage which is greater than 3-times your annual salary.  So says Chief Economist at Lending Tree, Tendayi Kapfidze

    Find out which cities have people taking on the greatest amount of debt to buy a home and why.  Kapfidze says "just because you can, doesn't mean you should."

    You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

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  • November 27, 2019

    How you can avoid holiday debt

    Aside from not buying anything at all, Yahoo! Finance reporter Stephanie Asymkos, says there are several things you can do to not go into holiday spending debt.

    Don't make overspending your holiday tradition and always pay off the TOTAL amount of your credit card purchase at the end of each billing cycle.

    You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

     

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  • November 20, 2019

    Am I too Old to Retire?

    Have you factored in your mortgage or rent payment as part of your expenses when you retire?  Certified Finanacial Planner, Shane Stewart with DMBA talks to my guest Simone who doesn't think she'll have enough money to live comfortably in 12 years when she takes her retirement.

    Find out if renting is better than owning house as you go into your 'sunset years' on this episode.

    You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

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  • November 13, 2019

    If you love your loo, only flush pee and poo

    Flushable wipes actually aren't that flushable.  And neither are make-up removers and baby wipes.  Leland Myers, Executive Director of the Wasatch Front Water Quality Council and Jill Jones, District Manager for Central Davis Sewer District explains how expensive these 'conveniences' can be for homeowners.

    Our sewer pipes were designed for our sanitary needs.  Not for items which don't break down over time, like so-called flushable wipes.  And it's costing many cities over $3,000,000.00 a year of taxpayer money to fix.  Learn how dispose of them properly.

    To see all the items discussed in this episode, go to the video version of the podcast

    You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

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  • November 6, 2019

    3 Ways Your Kids Can Practice Money Sense

    Do you give your kids an allowance just for doing household chores?  John Lanza, host of   Art of Allowance, says it's time to rethink that.  And start talking about saving, giving and responsible spending of money as early as 4 or 5 years of age.

    Learn how to be 'smart parents' in order to teach your children about how to make the best financial decisions as they grow into adults on this episode.

    You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

     

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  • October 30, 2019

    How to take the Headache out of Health Insurance

    Do you struggle to find the right health insurance for you or your family?  How do you know if you should pay more in premiums or more in deductibles?  And what are those anyway?

    Owner of Clarity Insurance Advisors, Lloyd Coleman, answers these questions and more.  Find out how buying a ticket for a cruise is similar to choosing the right insurance plan.

    You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

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  • October 23, 2019

    LATE TAXES: What A Mistake!

    The bad news is:  The IRS assesses 3 Penalties if you file your taxes late.  Tax Partner, Dave McEuen, with HEB Solutions breaks down how badly you could get hit for not filing on time.

    The good news is: if you are due money, the IRS won't charge you.  In fact, they'll pay you interest on the money they owe.  But you may have to pick up the phone to call them as the IRS.gov website won't help you in this case.

    You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

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  • October 16, 2019

    Grandma was run over by a scammer

    Financial elderly abuse is hard to think about but is far too common.  Alan Ormsby, State Director AARP Utah, says stealing money from those who have no chance to earn more is reprehensible.

    Find out how scammers put people 'under the ether' to get what they want.  And discover the 3-Red Flags to watch for when someone calls you.

    You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

    Be sure to email Heather your questions and request topics you'd like her to cover here.

     

    Play Episode